01 · Tell us what matters
A short questionnaire adapts to your family, home, vehicles, boat, work, and changing responsibilities.
Your life changes.
Does your coverage still fit?
AI-supported. Advisor-reviewed. Understand the insurance you already have. Save your policies, answer a few simple questions, and get an advisor-reviewed explanation of what deserves a closer look—even if your insurance is with another agency.
Start my coverage reviewNo obligation to switch insurers. Your current coverage may already fit.
02 · Keep your policies together
Upload PDFs in your private client account. Your profile, questionnaire, policies, and shared reviews remain available when you return. Explore other VINMUR services and ask for help from the same portal.
03 · Understand your next step
An advisor checks the policy wording and approves your explanation before it is shared. Your review can identify follow-up needs, request missing information, or find no additional coverage need in the information reviewed.
Understanding comes before selling.
We explain the basis for concerns, ask for missing documents, and help you make an informed decision. A review can confirm that an existing policy deserves to be kept. Coverage Clarity does not change, cancel, replace, or bind coverage.
Available now: policy storage, an adaptive questionnaire, and requests for advisor review. Automatic AI analysis is being prepared and is not currently enabled. Availability of specialized reviews and insurance products depends on policy type, advisor qualifications, and your state.
Your questions, answered
Can I upload a policy from another agency?
Yes, if you own it or have permission to share it. You can keep your current insurer and agent.
Which policies can I bring?
Life, home, renters, auto, recreational vehicle, boat, business, disability, health, long-term care, and other policies. Uploading is not a promise that VINMUR can advise on or sell every product in every state. We will clarify the appropriate review path.
Will this find every coverage gap?
No. Findings depend on the documents and information you provide. Declarations alone do not show all terms. Full policies and endorsements may be needed, and carrier confirmation may still be necessary.
How is VINMUR compensated?
VINMUR may receive compensation when insurance is placed through the agency. Ask your advisor about compensation, any applicable fees, and the options available before proceeding.
How is my information used?
Your account uses Supabase for authentication and records and Cloudflare for hosting and document storage. Authorized VINMUR staff use your information for the review you request. Optional AI processing requires separate permission. Do not upload unnecessary identifiers or medical records. Contact sales@vinmur.net to request correction or deletion; account verification and applicable retention requirements may apply.